This plan is designed to offer insurance coverage to the members of micro finance companies & co-operatives who are mainly low-income people who do not have access to adequate risk management tools and are vulnerable to fall back to poverty in times of hardship and require low insurance coverage. This plan will give ­financial assistance and stability to the bene­ficiaries of the members in case of eventuality. Besides this, additional bene­fits like Accidental Death Bene­t (ADB), Total Permanent Disability (TPD), & Funeral Expense can also be availed as per request.