This plan is designed to offer life insurance coverage by employer to its employees. This plan will give financial assistance and stability to the beneficiaries of the employees in case of eventuality.

By offering this plan, the organization is being responsible towards its employees which creates strong bonding and assists in their retention.


  • High risk coverage to employees at affordable price
  • On death of an employee, beneficiary of concerned employee will receive a lump sum amount equivalent to full Sum Assured.
  • Employee can be added or removed from the group at any point of time.
  • Additional financial security can be offered to employees by adding rider benefits to cover critical illness, accidental death benefits and permanent total disability.

Maturity Benefits: Nil

Eligibility Criteria:

Minimum Group Size                                      10

Minimum Sum Assured                                 NPR 50,000

Maximum Sum Assured                                NPR 20,000,000

Minimum Entry Age                                        16 Years

Maximum Entry Age                                       64 Years

Minimum Policy Term                                    1 Year

Maximum Policy Term                                   1 Year

Maximum Maturity Age                                65 Years

Death Benefits

On death of the life assured during the policy term, beneficiary will receive a lump sum amount equivalent to full Sum Assured (Death Benefits = Sum Assured).

Premium Payment Mode: Annual Basis