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7-11-18 Critical Illness Benefits( First issued on: 2018-12-04 )
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Critical Illness (7, 11 & 18 Diseases)

On insured being diagnosed with onset of any of the listed Critical Illness during the term of the policy, an additional sum equal to Sum Assured under the basic policy or NPR 50 Lakhs, whichever is less, is payable subject to survival of insured and continuity of the said illness for 30 days from the date of diagnosis.

S.No.

List of Critical Illness

7 Diseases

11 Diseases

18 Diseases

1

Cancer of Specified Severity

Yes

Yes

Yes

2

Major Organ/Bone Marrow Transplant

Yes

Yes

Yes

3

Open Heart Replacement or Repair of Heart Valves

Yes

Yes

Yes

4

Open Chest Coronary Artery Bypass Graft (CABG)

Yes

Yes

Yes

5

Myocardial Infarction (First Heart Attack of Specific Severity)

Yes

Yes

Yes

6

Stroke Resulting in Permanent Symptom

Yes

Yes

Yes

7

Benign Brain Tumor

Yes

Yes

Yes

8

Kidney Failure Requiring Regular Dialysis

 

Yes

Yes

9

Multiple Sclerosis with Persisting Symptoms

 

Yes

Yes

10

End Stage Liver Failure

 

Yes

Yes

11

Aorta Graft Surgery

 

Yes

Yes

12

Paralysis or Permanent Paralysis of Limbs

 

 

Yes

13

Alzheimer’s Disease

 

 

Yes

14

Coma of Specified Severity

 

 

Yes

15

Parkinson’s Disease

 

 

Yes

16

Third Degree Burns

 

 

Yes

17

Deafness

 

 

Yes

18

Loss of Speech

 

 

Yes

 

Condition: The Company shall not be liable or make any payment for any Critical Illness discovered or discoverable within 90 days from the inception date of the policy. Other conditions apply.

Premium Paying Term: Up to the end of the premium paying term or diagnosis of onset of any of the Critical Illness, if earlier.

 

Exlusions apply to know more download the brochure from the link below. 

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